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Do A Comparison Using the Medicare Advantage Plan Comparison Chart
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| PPO Plans | HMO Plans | PFFS Plans | ||
|---|---|---|---|---|
Does it cover prescription drugs? |
In most cases, coverage is included in the premium. | In most cases, coverage is included in the premium. | Sometimes. If not, you can join a Medicare Prescription Drug Plan. | |
Do I have to choose a primary
care doctor? |
No. | Yes, in most cases. | No. | |
Can I go to any doctor or hospital
for my health care? |
Yes, but usually at a higher cost for out-of-network providers. | No. You generally must get your health care within the plan’s network of doctors and hospitals. (Except for emergency care). | In most cases. You can see any Medicare-approved doctor or hospital that accepts the plans payment terms. | |
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No. | In most cases. | No. |
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