The Medicare Advantage Chart

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Medicare Advantage Plan Comparison Chart

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  PPO Plans HMO Plans PFFS Plans
Does it cover prescription drugs?
 In most cases, coverage is included in the premium. In most cases, coverage is included in the premium. Sometimes.  If not, you can join a Medicare Prescription Drug Plan.
Do I have to choose a primary care doctor?
 No. Yes, in most cases. No.
Can I go to any doctor or hospital for my health care?
 Yes, but usually at a higher cost for out-of-network providers. No.  You generally must get your health care within the plan’s network of doctors and hospitals.  (Except for emergency care). In most cases.  You can see any Medicare-approved doctor or hospital that accepts the plans payment terms.

Do I need a primary care doctor to give me a referral to see a specialist?
No. In most cases. No.

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