One out of four Americans is a Medicare Plan beneficiary. This means that nearly 25 percent of American population depends on Medicare for health care related expenses. When a person reaches 65 years of age, they become eligible for Part A Medicare. This part covers hospitalization and in-patient needs, although it does not get you the comprehensive benefits you get in the top rated Medicare Advantage Plans.
Too many policies can become difficult to handle
Several health care requirements are not covered under Part A, especially with regard to outpatient care and drugs. In order to make it convenient for beneficiaries, Part B plan is available. This plan takes care of major outpatient expenses. Despite Part B, several healthcare requirements are still left out, especially with regard to drug costs. Part D is available for drug cover.
Why top rated Medicare Advantage Plans are a true advantage
If you are a person who likes to go to a mall where you can find all that you need, instead of going to several different small retail stores, you are very likely to understand the benefits of the Advantage Plan. Discarding the limitation that this is only provided for Part A beneficiaries, here are the major benefits of the plan.
Part C has some limitations as well. One of the major limitations is that the policy is not independent. You have to be a Medicare Part A holder to be eligible for this plan. Deductibles and out of pocket expense tend to be slightly higher. Copayments, coinsurance and extra charges are a part of the plan. Due to higher deductibles, the plan is not very suitable for people who need frequent visits to the doctor.