Compare Medicare Advantage Plans

A Medicare Advantage Plan is a brilliant alternative to your Original Medicare plan. Instead of being administered by the government, these plans are provided by various private Medicare Companies.

Various Types of Medicare Advantage Plans:
Various kinds of Medicare Advantage Plans have been explained below and it must be kept in mind that most of these plans provide Medicare Part D prescription drug coverage.

Medicare Advantage Chart

Health Maintenance Organization Plans (HMO):
A Medicare HMO Plan provides you access to a network of physicians and hospitals that provide health services to you in case of emergency. They lay a major stress on prevention. This enables you to receive more Medicare benefits as compared to the Original Medicare Health Plan and Medicare Supplement Insurance Plans.

A Medicare HMO Plan has got the most restrictive network out of all the Medicare Advantage Plans as it does not provide Medicare coverage in case if go out of network without prior approval.

HMO with Point of Service Option:
This is a kind of Medicare HMO plan that offers a flexible network to the people enabling them to obtain Medicare Health Insurance services outside of the network under certain conditions. You may have to pay some extra money for visiting doctors or hospitals out of your network.

Preferred Provider Organization Plan (PPO):
A PPO Plan includes a network of physicians and hospitals that provide you Medicare Health Care. Similar to the Medicare HMO Plan, a PPO provides large numbers of Medicare Benefits to the people when compared to Original Medicare and Medicare Supplement Insurance plans.

Medicare PPO Plans have their own network of physicians and hospitals, but also give you an option to pick out any doctor or hospital outside the network by paying a higher co-payment or co-insurance.

Private Fee-For-Service (PFFS):
A PFFS Plan is a kind of Medicare Advantage Plan which allows people to visit Medicare-approved any physician or hospital they want to. The only condition here is that the doctor or hospital should accept Medicare as well as the terms and conditions of the plan.
Under this plan, one usually receives extra benefits that the Original Medicare does not provide. It must be noted that The PFFS Plan is the most flexible Medicare Health Insurance Plans, but it is completely in the hands of the doctor or hospital to accept a plan member or not.

Medicare Special Needs Plans (SNPs):
These are special Medicare Advantage Plans that provide Medicare coverage for Medicare recipients with particular chronic conditions such as Cancer and Diabetes etc. Generally people with particular medical conditions are permitted to enroll under a SNP.

Medicare Medical Savings Account (MSAs):
Medical Savings Account combines both high-deductible Health Insurance plan and your medical savings account in which you can deposit a particular sum of money annually. You would be able to make use of this money to cover the expenses related to Medicare Parts A and B. As and when your deductible is met, the Medicare plan continues to pay further for Medicare services.

Does each Medicare Advantage Plan provide you the Same Coverage?
This is not true. Each Medicare Advantage Plan extends different kind of Medicare benefits. Even though all of the Medicare Advantage Plans at least cover the basic Medical services, they may charge different deductibles, present you with co-insurance or several co-payment terms like 30 % of the procedural cost.

Medicare Advantage Plans 2012

Some of the Medicare Advantage Plans have a limit on precisely how much a person can spend annually and a few Medicare Advantage Plans do not out any kind of limit on spending. These Medicare Advantage Plans likewise render extra benefits such as dental treatments, eye check up, and membership in health clubs  etc.

To conclude, Make sure that you understand the Medicare coverage prior to enrolling yourself in any plan. If you are unsure, kindly ask questions to BestMedicare Supplement Insurance Company.

Medicare Advantage Plan
Monthly Payments (Average)
Number Of MA Contracts
Advantage Plan Penetration
United States $734 United States 428 United States 17.5%
Alabama $692 Alabama 41 Alabama 15.2%
Alaska NA Alaska 39 Alaska 0.5%
Arizona $651 Arizona 50 Arizona 30.1%
Arkansas $640 Arkansas 39 Arkansas 8.23%
California $652 California 52 California 30.7%
Colorado $649 Colorado 37 Colorado 28.2%
Connecticut $681 Connecticut 40 Connecticut 9.1%
Delaware $658 Delaware 37 Delaware 2.23%
District of columbia $776 District of columbia 41 District of columbia 8.12%
Florida $840 Florida 74 Florida 23.1%
Georgia $680 Georgia 49 Georgia 8.1%
Hawaii $639 Hawaii 41 Hawaii 34.4%
Idaho $647 Idaho 40 Idaho 18.2%
Illinois $680 Illinois 56 Illinois 7.22%
Indiana $641 Indiana 45 Indiana 9.5%
Iowa $618 Iowa 42 Iowa 11.8%
Kansas $675 Kansas 44 Kansas 6.2%
Kentucky $653 Kentucky 45 Kentucky 8.4%
Louisiana $855 Louisiana 42 Louisiana 16.1%
Maine NA Maine 38 Maine 2.23%
Maryland $815 Maryland 41 Maryland 5.5%
Massachusetts $737 Massachusetts 42 Massachusetts 14.2%
Michigan $816 Michigan 44 Michigan 14.1%
Minnesota $645 Minnesota 40 Minnesota 26.2%
Mississippi NA Mississippi 38 Mississippi 6.51%
Missouri $663 Missouri 45 Missouri 15.2%
Montana $591 Montana 38 Montana 11.2%
Nebraska $650 Nebraska 37 Nebraska 8.21%
Nevada $757 Nevada 41 Nevada 29.1%
New Hampshire $653 New Hampshire 33 New Hampshire 2.1%
New Jersey $807 New Jersey 42 New Jersey 8.2%
New Mexico $651 New Mexico 41 New Mexico 20.1%
New York $811 New York 64 New York 21.2%
North Carolina $647 North Carolina 40 North Carolina 13.3%
North Dakota $591 North Dakota 37 North Dakota 5.51%
Ohio $674 Ohio 54 Ohio 17.1%
Oklahoma $666 Oklahoma 42 Oklahoma 11.3%
Oregon $647 Oregon 53 Oregon 34.3%
Pennsylvania $778 Pennsylvania 59 Pennsylvania 31.1%
Rhode Island $655 Rhode Island 37 Rhode Island 30.2%
South Carolina $646 South Carolina 43 South Carolina 8.22%
South Dakota $591 South Dakota 36 South Dakota 3.2%
Tennessee $655 Tennessee 47 Tennessee 16.1%
Texas $742 Texas 57 Texas 13.0%
Utah $644 Utah 40 Utah 16.5%
Vermont NA Vermont 34 Vermont 1.1%
Virginia $671 Virginia 43 Virginia 8.7%
Washington $644 Washington 47 Washington 19.1%
West Virginia $707 West Virginia 40 West Virginia 6.23%
Wisconsin $618 Wisconsin 46 Wisconsin 18.2%
Wyoming NA Wyoming 35 Wyoming 2.3%

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